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Wednesday, January 02, 2013

Claiming osteopathy fees on health insurance - terms and conditions



  • Policy Excess
    Do you or your company need to pay the first part of the treatment fees?
  • Claims Limit
    Have you already used all your allowances for treatment for a similar problem during the financial year of your insurance policy?
  • Your Health Insurance may stipulate that you have a ‘set’ number of Appointments over a time interval – and then your case is reviewed.
  • Health Insurance normally state that treatment must be for Acute Care rather than on-going maintenance treatment.  Check your policy wording.
  • GP Referral
    Does your policy require you to have a Referral letter to a “named” Osteopath to enable the claim to be settled?
  • Claim Forms
    Do you need to complete a Claim Form and have it signed by your GP - or can the Osteopath treating you sign it?
  • Claim Numbers
    You will need your Membership Number. If you are in Company Scheme you will also need your Group number - this is the number allocated to your company, you will then have your own membership number. You may also need an Authorisation code from the Health Insurance Company.
  • Further Help
    If you need help with any of these details, please contact your Health Insurance Helpline number. You may have someone in your company - perhaps in Human Resources - who can also direct you. If you are still confused or not sure what to do, we are here to provide help and advise if you encounter any problems.





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